Our services include:

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Financial Education

Many employees struggle to understand basic financial and investment issues and often fail to realise the various benefits on offer in the workplace. Our comprehensive financial education programmes can aid understanding around this and can help your employees make well-informed decisions throughout their career and lead to improvements in their financial wellbeing. This is especially important at-retirement when facing life changing decisions about how to maximise retirement income. For more information, please click here.

As there is a growing need to provide support for pension scheme members at-retirement, Trustees also find that financial education helps their members to fully understand their options at-retirement, which leads to improvements in their retirement outcomes. See our retirement income options service to find out more.

Telephone helpline

Following financial education, employees and pension scheme members have access to a telephone helpline for those who would like to speak to someone to clarify any general financial queries they may have and/or to decide on their next steps.

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Financial guidance

We also offer financial guidance services for employees and pension scheme members who need one-to-one support.

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Financial Guidance Clinics

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Financial Guidance At-Retirement

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Regulated Financial Advice

Regulated financial advice will help your employees understand their personal financial situation, whether they’re saving for their future, facing investment and tax, or selecting their retirement income options. For more information, please click here.

As there is a growing need to provide support for pension scheme members at-retirement, Trustees also find that regulated financial advice helps their members to fully understand their options at-retirement, which leads to improvements in their retirement outcomes. See our retirement income options service to find out more.

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* Service Feedback results January 2019

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Implementation

We provide a service to help you implement your unique objectives.

This can include;

Encouraging employees to increase their pension contributions.

Helping employees select new benefits from the benefits platform.

Supporting employees and pension scheme member to implement their chosen retirement income option(s).

Retirement Income Options Service

Freedom and Choice in pensions has increased the risks and complexity that employees and pensions scheme members face in the lead up to and at-retirement including; falling for a scam, buying inappropriate retirement products, paying more tax than necessary, running out of money, or not understanding the risks around defined benefit pension transfers. This has created a growing need to provide support for employees and members at this stage.

Our comprehensive financial education and guidance programmes can help your employees and pension scheme members understand the key considerations faced in the lead up to and at-retirement. This can be supported by our regulated financial advice service which consider all lifetime savings and pensions to provide a holistic plan for individuals.

We can also help employees and members implement their chosen retirement income option(s) – whether that is an annuity, income drawdown, cash withdrawal or a combination of options. As requirements and circumstances will often change, we also provide ongoing support throughout retirement.

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for more information

Latest News

How employees can boost their pension pot by 25% by saving just 1% more

How employees can boost their pension pot by 25% by saving just 1% more

13th April 2021

Many employees are already paying 5% of their salary into their workplace pension through auto-enrolment, with an additional 3% employer contribution...

Key areas employees should understand if they are made redundant.

Key areas employees should understand if they are made redundant.

26th March 2021

WEALTH at work have provided an overview of some of the key areas that employees will need to understand if they are made redundant.

Are pensions a good option to fulfil a short-term cash need?

Are pensions a good option to fulfil a short-term cash need?

18th March 2021

Last year there were many scheme members who accessed their pension for the first time than perhaps would have in normal times. In fact, HMRC figures indicated a surge in early pension withdrawals in the over 55s, which is thought to be due to pressure on household income caused by the pandemic.