Our services include:

FE

Financial Education

Many employees struggle to understand basic financial and investment issues and often fail to realise the various benefits on offer in the workplace. Our comprehensive financial education programmes can aid understanding around this and can help your employees make well-informed decisions throughout their career and lead to improvements in their financial wellbeing. This is especially important at-retirement when facing life changing decisions about how to maximise retirement income. For more information, please click here.

As there is a growing need to provide support for pension scheme members at-retirement, Trustees also find that financial education helps their members to fully understand their options at-retirement, which leads to improvements in their retirement outcomes. See our retirement income options service to find out more.

FG

Financial guidance

We offer a variety of financial guidance services for employees and pension scheme members who need one-to-one support.

Financial-Guidance-Helpline-

Financial Guidance Helpline

Financial-Guidance-Clinics

Financial Guidance Clinics

Financial-Guidance-at-Retirement

Financial Guidance At-Retirement

advice

Regulated Financial Advice

Regulated financial advice will help your employees understand their personal financial situation, whether they’re saving for their future, facing investment and tax , or selecting their retirement income options. For more information, please click here.

As there is a growing need to provide support for pension scheme members at-retirement, Trustees also find that regulated financial advice helps their members to fully understand their options at-retirement, which leads to improvements in their retirement outcomes. See our retirement income options service to find out more.

 

98%

* Service Feedback results January 2019

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Implementation

We provide a service to help you implement your unique objectives.

This can include;

  • Encouraging employees to increase their pension contributions
  • Helping employees select new benefits from the benefits platform
  • Supporting employees and pension scheme member to implement their chosen retirement income option(s). See more about this below.

Retirement Income Options Service

Freedom and Choice in pensions has increased the risks and complexity that employees and pensions scheme members face in the lead up to and at-retirement including; falling for a scam, buying inappropriate retirement products, paying more tax than necessary, running out of money, or not understanding the risks around defined benefit pension transfers. This has created a growing need to provide support for employees and members at this stage.

Our comprehensive financial education and guidance programmes can help your employees and pension scheme members understand the key considerations faced in the lead up to and at-retirement. This can be supported by our regulated financial advice service which consider all lifetime savings and pensions to provide a holistic plan for individuals.

We can also help employees and members implement their chosen retirement income option(s) – whether that is an annuity, income drawdown, cash withdrawal or a combination of options. As requirements and circumstances will often change, we also provide ongoing support throughout retirement.

Contact us

for more information

Latest News

The changing DB transfer market.

The changing DB transfer market.

20th November 2019

Jonathan Watts-Lay, Director, WEALTH at work, joins PMI to discuss recent changes surrounding DB transfers.

Tips for employees to avoid getting into debt this Christmas.

Tips for employees to avoid getting into debt this Christmas.

5th November 2019

Top ten tips for employers to share with their employees on how they can avoid debt this festive season.

Less than one week to go until new pension ‘wake up packs’.

Less than one week to go until new pension ‘wake up packs’.

29th October 2019

Pension providers have been told they have to significantly reduce the size of the 'wake up packs'.