Our services include:
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Financial education
Many employees struggle to understand basic financial and investment issues and often fail to realise the various benefits on offer in the workplace. Our comprehensive financial education programmes can aid understanding around this and can help your employees make well-informed decisions throughout their career and lead to improvements in their financial wellbeing. This is especially important at-retirement when facing life changing decisions about how to maximise retirement income. For more information, please click here.
As there is a growing need to provide support for pension scheme members at-retirement, Trustees also find that financial education helps their members to fully understand their options at-retirement, which leads to improvements in their retirement outcomes. See our retirement income options service to find out more.
Financial guidance
We also offer financial guidance services for employees and pension scheme members who need one-to-one support.
Financial Guidance Clinics
Financial Guidance At-Retirement
Investment Advice
Investment advice will help your employees understand their personal financial situation, whether they’re saving for their future, facing investment and tax, or selecting their retirement income options. For more information, please click here.
As there is a growing need to provide support for pension scheme members at-retirement, Trustees also find that investment advice helps their members to fully understand their options at-retirement, which leads to improvements in their retirement outcomes. See our retirement income options service to find out more.
* Service Feedback results December 2023
Implementation
We provide a service to help you implement your unique objectives.
This can include;
Retirement Income Options Service
Freedom and Choice in pensions has increased the risks and complexity that employees and pensions scheme members face in the lead up to and at-retirement including; falling for a scam, buying inappropriate retirement products, paying more tax than necessary, running out of money, or not understanding the risks around defined benefit pension transfers. This has created a growing need to provide support for employees and members at this stage.
Our comprehensive financial education and guidance programmes can help your employees and pension scheme members understand the key considerations faced in the lead up to and at-retirement. This can be supported by our investment advice service which consider all lifetime savings and pensions to provide a holistic plan for individuals.
We can also help employees and members implement their chosen retirement income option(s) – whether that is an annuity, income drawdown, cash withdrawal or a combination of options. As requirements and circumstances will often change, we also provide ongoing support throughout retirement.