Financial wellbeing survey results 2021: Helping employees tackle their financial worries.

Our latest research series of working adults has uncovered the top financial worries that people have:

Top financial worries:

  • Being unable to afford to retire when they want to (32%)
  • Not having enough savings aside for unexpected costs (32%)
  • Getting into debt in the future (30%)
  • Not being able to reach future goals (e.g. buying a house) (27%)
  • Being unable to manage household bills and expenses including the mortgage (27%)
  • Not being able to afford their lifestyle (25%)
  • The debt they are in now (22%)
  • Not being able to keep up with friends and family (21%)

Financial education delivered in the workplace can help individuals understand the basic principles of money management, including how to set budgets and manage finances and debt, and how to build a personal savings plan for unexpected costs or to reach future goals – whether that is saving for a first home, holiday or for retirement.

The methods of delivering financial education can vary depending on the needs of employees. Many employers now offer their staff access to workshops, helplines and digital tools such as our ‘Financial Healthcheck’ platform. Building a good financial wellbeing programme is vitally important to help employees improve their financial resilience and take control of their finances.

To find out how you can best support your employees financial wellbeing, please contact us.


The research of 1,015 UK adults in employment was carried out by Vital Research between 20th May and 4th June 2021.

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