Next steps

Following your attendance of the seminar, here are some useful actions you may want to consider:

  • Consider what lifestyle you want in the future
  • Figure out what acceptable income level you will need
  • Work out how much you spend now
  • Compare current spending to future needs
  • Can you get better ‘deals’ on essentials?
  • Can you increase savings by reducing expenditure?
  • Where are your current savings and investments?
  • Can you find a better home for your savings and investments?
  • Where will you put any additional savings and investments?
  • Obtain a pension forecast from the BT pension calculator
  • How much extra will a non-increasing pension give you?
  • Calculate your BT pension after Income Tax deductions
  • Obtain State Pension forecasts, take them into account
  • Calculate the income you’ll need from investments
  • How much extra can you get through tax efficiency?
  • Consider what immediate action you can take
  • If appropriate, obtain some specialist advice
  • Book your one-to-one with a my wealth Adviser