fund choices.
Our team of investment specialists select a core and wider range of self select funds from across the whole of the market. However, we believe less is more when it comes to making funds available ensuring that your employees access a manageable investment choice. The following investment choices are available:
- Default fund to offer balance and diversity to those who do not make specific investment choices
- Core funds offer a range of investment choices regularly reviewed by our investment specialists
- Self select funds offer a far wider investment choice from a range of geographical regions and varying risk profiles. Our current offering includes i shares, socially responsible and shariah funds
- Corporate stock service offers employees the opportunity to retain company shares in a tax efficient environment. Subsequently shares can be sold with the proceeds reinvested where an individual holds a too greater proportion of their wealth in the shares of one company
The on-going review of funds by our investment specialists ensures a competitive range of funds continue to be made available. Our unique approach is summarised as follows:
- Core fund offering will in most cases consist of no more than 16 funds
- Fund choice could replicate your existing defined contribution pension offering
- We are happy to discuss additional funds that you may want to include
- Seek to secure institutional rates passing the savings on to your employees
- Our investment specialists may remove a particular fund based on its performance