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Since the pension changes we have seen a rise in employees wanting to transfer their defined benefit (DB) pension scheme into defined contribution (DC) pensions.

However, transferring from a DB pension scheme can mean that employees will be giving up valuable guaranteed benefits and they might find themselves worse off.

Partial transfers could be a good option and middle ground for employees torn between sticking with a guaranteed income and transferring all of their benefits.

Do you offer employee’s partial transfers within your defined benefit pension scheme(s)?