Jessica has just received £30,000 worth of shares following the exercise of a SAYE share option. Having already used her Capital Gains Tax (CGT) annual exception she transferred a proportion of the shares to her online Workplace ISA in order to mitigate some of the CGT that may be payable on the future sales of the shares.
Some employees may feel they need personalised support to make important investment decisions, particularly if they have complex considerations.
With our advisory service, your employees can have a face-to-face meeting with one of our Strategic Investment Planners.
An initial meeting assesses the employee's income and investment needs, goals and risk appetite. A comprehensive report is then produced which sets out a tailored investment strategy.
Designed for the individual needs of your employees, this provides a tailored service designed for the workplace. This service is particularly useful to those about to retire, executives and those who want to have share scheme maturities managed tax efficiently.
Our advisory service covers the following:
Investment planning.
WEALTH at work can provide investment advice through one to one consultation with one of our Strategic Investment Planners, providing practical guidance and support on investing, tax planning and general money management. We will then create an investment strategy to suit an individual based upon their attitude to risk. This is a Discretionary Managed Portfolio Service.
Pension planning.
WEALTH at work can also provide a pension planning service providing advice on making the right investment choices when saving for a pension including transferring legacy pension schemes. We also offer a self invested personal pension known as the Workplace SIPP which can operate alongside an existing company scheme, or as a replacement to existing schemes.
Retirement income.
WEALTH at work can explain the key issues surrounding retirement income, such as the options open to your employees, an assessment of the alternatives and how our unique service offering can provide the support needed. The importance of ensuring that employees fully understand the array of retirement options and choose the most appropriate way to take their retirement income is vital, as a wrong decision can put them at a disadvantage for the rest of their lives. Therefore, retirement advice is essential.
